When I posted recently about entrepeneural initiative moving outside the U.S., this wasn’t quite what I had in mind:

He walked into the offices of the Iraq Insurance Company and bought a terrorism insurance policy. It looked like an ordinary life insurance policy, but with a one-page rider adding coverage for "the following dangers: 1) explosions caused by weapons of war and car bombs; 2) assassinations; 3) terrorist attacks."

New Business Blooms in Iraq: Terror Insurance By ROBERT F. WORTH, New York Times, Published: March 21, 2006

It seems that ordinary life insurance policies don’t cover such deaths, because the state used to, or people turned to their family or tribe. But now the state doesn’t, and the problem is too big for tribe or family. Enter the entrepeneur.