No, not a baseball team. The Long Island perils are what insurers think they are facing:

Allstate says it won’t write any new homeowners policies in New York City, Long Island or Westchester County. Although Long Island hasn’t been struck by a major hurricane since 1938, "The probability exists for New York to be hit," says Trevino. MetLife also is cutting back on new homeowners policies near the coast. New York’s legislature is considering a bill to create a permanent, state-run insurer of last resort to provide wind and fire insurance for coastal homes.

Strapped insurers flee coastal areas By Marilyn Adams, USA TODAY, Updated 4/26/2006 12:27 PM ET

The same thing is happening in Florida and along the Texas coast. Some people may find it surprising that insurers also don’t want to cover New York and Massachusetts coastal areas. Who would have thunk it?